Free & Privacy-First PWA • v1.1.3

Master Your Money with Total Clarity

XpenseMate is a modern personal finance workspace. Track daily expenses, income streams, multi-bank accounts, loans, and savings goals offline or online.

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Total Balance
₹1,48,500
+14.2% from last month
Monthly Income
₹95,000
2 Active Sources
Monthly Expenses
₹34,250
Within Budget Limit
HDFC Bank • Savings₹82,400
ICICI Bank • Salary₹66,100
100%
Free & Private
PWA
Offline First App
Multi-Bank
Account Tracking
Private
Encrypted Storage

Comprehensive Toolkit

Everything You Need to Master Finances

Designed from the ground up for clarity, speed, and full ownership of your personal finance data.

Core Feature

Expense Tracking

Log every expense with categories, payment methods, and notes to see where your money really goes.

Real-time

Income Management

Track all income sources with detailed categorization and watch your earnings grow over time.

Multi-Bank

Bank Accounts Hub

Link multiple bank accounts and see real-time balance updates with every transaction you add.

Repayments

Loans & Advances

Keep track of money lent or borrowed, record repayments, and auto-close settled loans.

Milestones

Savings Goals

Set financial targets and track progress toward each goal with visual milestones.

CSV & PDF Export

Analytics & Reports

Interactive charts, trend analysis, and category breakdowns with support to export your data anytime as a CSV or PDF report.

Simple Workflow

Get Started in Three Steps

01

Create Your Account or Try Demo

Sign up in seconds with your email or enter Demo Mode instantly without registering.

Step 1 Ready
02

Set Up Your Bank Accounts

Add your bank accounts, set initial balances, and connect your financial world.

Step 2 Ready
03

Track Expenses & Analytics

Log daily expenses, income, loans, and savings to let analytics reveal your financial story.

Step 3 Ready

Video Installation Guide

How to Install XpenseMate on Android & iOS

Watch these step-by-step video demonstrations to add XpenseMate to your home screen as a standalone native app — no app store download required!

Android Installation GuideMP4

Android Installation Steps

  1. 1
    Open in Google Chrome or EdgeLaunch XpenseMate in Chrome or Edge browser on your Android phone.
  2. 2
    Tap the 3-Dots Menu (⋮)Tap the top-right menu button (⋮) or tap the bottom "Install app" banner if prompted.
  3. 3
    Tap "Add to Home screen" or "Install app"Confirm installation. XpenseMate will appear as an app icon on your home screen!
Instant launch, offline access & full standalone experience!

Progressive Web App

Install Like a Native App on Any Device

No app store downloads required. Install XpenseMate directly from your browser on phone, tablet, or desktop. It works offline, loads instantly, and keeps your data synced.

Install on any device
Lightning fast performance
Full offline functionality
No app store download needed
Got Questions?

Frequently Asked Questions

Learn why XpenseMate is built for complete financial control and how it differs from traditional payment apps.

Unlike most personal finance platforms that lock essential tracking behind recurring monthly or annual subscription fees, XpenseMate is 100% free to use. Our mission is to put complete financial clarity into your hands by enabling you to manage budgets, track income, and monitor expenses effortlessly without paywalls or hidden charges.

Ready to Take Control of Your Money?

Join XpenseMate today. Free, private, and built to make personal finance tracking effortless.

XpenseMate — Free Personal Finance Tracker | Expense, Income & Budget Manager